Think of umbrella insurance as the safety net above all your other insurance policies. It's an additional layer of protection that goes beyond the coverage provided by your auto, Home, or other insurance policies. This umbrella protects you from the rain of financial liabilities when the limits of your primary policies are exceeded.

How Umbrella Insurance Works:

When an accident or unexpected event occurs, and your underlying insurance policy's coverage limit is exhausted, your umbrella insurance steps in to cover the remaining costs (up to the policy's limit). It provides an extra cushion of financial security that can be a lifesaver in situations where the stakes are high.

Coverage Offered:

Liability Coverage: Covers expenses related to bodily injury or property damage you or a covered family member may cause to others.

Personal Injury Coverage: Protection against libel, slander, defamation, and invasion of privacy claims.

Legal Fees Coverage: Covers your legal defense costs, even if you're found not liable in court.

Other Protections: False Arrest, Detention, or Imprisonment, Damage to Others' Property, and even Worldwide Coverage for international travelers.

Value of Umbrella Insurance:

Umbrella insurance can be a valuable addition to your insurance portfolio, protecting you from life’s financial challenges and providing great peace of mind! Purchasing umbrella insurance is a straightforward process, which our experienced agents will happily guide you through!

Don't let uncertainty catch you off guard. Contact us today to learn more about umbrella insurance and take proactive steps to safeguard your financial future.