Key features:

Property Protection: This covers the physical structure of your rental property, including the building itself, attached structures like garages or sheds, and any fixtures or appliances you provide. It protects against damage caused by fire, storms, vandalism, or other covered perils.

Loss of Rental Income: This feature can help if your rental property becomes uninhabitable due to a covered event. Your landlord insurance will provide reimbursement for lost rental income during the repair or rebuilding process. This coverage can be a crucial financial lifeline, helping you cover mortgage payments, taxes, or ongoing expenses even when your property is vacant.

Liability Insurance: This offers liability protection in case a tenant or visitor is injured on your property and holds you responsible. It covers legal expenses, medical costs, and potential lawsuits resulting from bodily injury or property damage claims.

Additional Coverage Options: These exist to enhance your landlord insurance policy with additional coverage when you have the need. These may include coverage for landlord furnishings, landlord liability for wrongful eviction or invasion of privacy claims, or even rent guarantee coverage to protect against tenant defaults. When selecting landlord insurance, consider factors such as property location, type, number of units, and asset value. Our agency understands the unique challenges landlords face and is here to assist you in choosing the right policy for your needs and budget. Contact us today to learn more and ensure your rental property is safe and secure!